Terms of Use
1. Introduction
These terms of use (“Terms”) govern your use of the Pro Se Joe website (“Website”) located at https://prosejoe.com/ (“Site”). By accessing or using the Site, you agree to be bound by these Terms and our Privacy Policy. If you do not agree with these Terms, please do not use this Website.
2. Description of the Website
Pro Se Joe is an online platform designed to assist credit-challenged individuals in repairing their credit and achieving financial freedom. Through our user-friendly interface, expert resources, personalized guidance, and actionable steps, we aim to help users build a brighter financial future.
3. User Responsibilities
By using the Pro Se Joe Website, you agree to: Be a good person!
3.1. Compliance with Laws
Adhere to all applicable laws, regulations, and guidelines while using the Site.
3.2. Accurate Information
Provide accurate and complete information when prompted, including personal and financial details, to the best of your knowledge.
3.3. Account Security
Maintain the confidentiality of your account information, including your username and password, and promptly notify us of any unauthorized access or suspected security breach.
3.4. Prohibited Activities
Refrain from engaging in any of the following prohibited activities:
- Violating any laws, regulations, or third-party rights.
- Acting in a manner that negatively impacts the Website’s functionality, availability, or performance.
- Transmitting any unlawful, harmful, defamatory, obscene, or otherwise objectionable content.
- Interfering with or disrupting the Site’s features, functionality, or infrastructure.
- Engaging in any activities that involve automated scripts, bots, or other similar means to access or manipulate the Site or its content.
- Attempting to gain unauthorized access to any part of the Site or its systems.
4. Intellectual Property Rights
4.1. Content Ownership
Pro Se Joe retains all rights, title, and interest in and to the Site, including all content, designs, graphics, logos, and trademarks displayed on the Website.
4.2. Use of Content
You may access and view the content on the Site solely for personal, non-commercial use. Any unauthorized use, reproduction, or distribution of the content may violate copyright laws and other intellectual property rights.
5. Disclaimer of Warranties
5.1. General
The information and resources provided on the Site are for informational purposes only. Pro Se Joe does not guarantee the accuracy, completeness, or usefulness of any content or resources on the Website. Your use of the Site is at your own risk.
5.2. No Legal Advice
The content provided on the Site is not intended to be legal advice or a substitute for professional legal counsel. You should consult a qualified attorney or financial advisor regarding your specific credit or financial situation.
6. Limitation of Liability
6.1. Indirect Damages
Under no circumstances shall Pro Se Joe be liable for any indirect, incidental, special, or consequential damages arising out of or in connection with your use of the Site, including but not limited to, damages for loss of profits, data, or other intangible losses.
6.2. Force Majeure
Pro Se Joe shall not be responsible for any failure or delay in the performance of its obligations, including providing access to the Site, resulting from events beyond its reasonable control, such as natural disasters, acts of terrorism, or internet service interruptions.
7. Modifications and Termination
Pro Se Joe reserves the right to modify, suspend, or terminate the Website, its features, or these Terms at any time without prior notice. Your continued use of the Site after any modifications to these Terms constitutes acceptance of the revised terms. It is your responsibility to review these Terms periodically for any updates.
8. Governing Law and Jurisdiction
These Terms shall be governed by and construed in accordance with the laws of Indiana. Any dispute arising out of or relating to these Terms or your use of the Site shall be subject to the exclusive jurisdiction of the courts located in Indiana.
9. Contact Us
If you have any questions or concerns regarding these Terms, please contact us at support@prosejoe.com.
Last updated: 6/5/2024