This is a litigation pipeline — not credit repair. Built by someone who has won in federal court.
15 USC 1681 — Federal Law Is On Your Side

I Have Won in Federal Court Under 15 USC 1681. Now I Am Handing You the Same System.

ProSeJoe is a battle-tested litigation pipeline — not credit repair. Built by a pro se litigant who beat the bureaus.

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Free audit. No credit card. No signup required.

The 5-Stage Hero Journey

From your first audit to a complete federal case file — every step documented, every statute cited.

1

The Audit

FREE

Upload your IdentityIQ report. Our engine identifies every FCRA violation with statute citations — free.

2

Round 1 Letters

$197 Evidence Package

Evidence-grade dispute letters for every bureau and furnisher. Cite the exact statute. Mail certified.

3

Bureau Response

30-day countdown begins. Upload their response — or after 30 days of silence, escalate automatically.

4

Adverse Action

Apply for credit. If denied, upload your Adverse Action Letter. This becomes a key piece of your case file.

5

Notice of Intent

Included in $197

Generate your NOI to CRAs and furnishers. Your federal case file is complete. Cohort invitation unlocks.

Begin Stage 1 — Free Audit →

Why ProSeJoe Is Different

✓

Built on real wins — not theory

Joey has won multiple federal cases under 15 USC 1681 as a pro se litigant. This system is what he actually used.

✓

Evidence-grade letters citing exact FCRA statutes

Every letter cites the precise subsection — 1681e(b), 1681i, 1681s-2(b). These are not templates. They are legal instruments.

✓

Complete pipeline from audit to federal court filing

Most tools stop at dispute letters. ProSeJoe walks you all the way to a litigation-ready case file and a Notice of Intent to Sue.

The Full Evidence Package

One payment. Five stages. Complete pipeline.

✓Round 1 dispute letters for all 3 bureaus — Equifax, Experian & TransUnion
✓Round 1 furnisher letters targeting each creditor or collector
✓Round 2 escalation letters after bureau response (or 30-day silence)
✓Notice of Intent to Sue — CRAs (15 USC 1681e(b), 1681i, 1681n, 1681o)
✓Notice of Intent to Sue — Furnishers (15 USC 1681s-2(b), 1681n, 1681o)
✓Dashboard tracking through all 5 stages
✓Cohort invitation unlocks at Stage 5
$197
One-time. No subscription. Yours to keep.
Start Free Audit — Unlock for $197 →
500+
Free Audits Completed
$2M+
in Errors Identified
49
Avg. Violations Found
100%
FCRA Compliant

Not Ready Yet? Get the Free FCRA Checklist

Know exactly what the bureaus are legally required to do. Free PDF, instant download.

Every day you wait, the bureaus win.

Your audit is free. Your evidence package is $197. Your federal case file is priceless.

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