Your Credit Report Is Lying.
We'll Prove It — For Free.
Banks denied your loan. Landlords rejected your application. Employers ran your credit. And the bureaus are reporting information that's flat-out wrong — and they know it.
Upload your report. We scan all 3 bureaus in 60 seconds and generate FCRA-compliant dispute letters that force them to respond within 30 days — by law.
Scan My Credit Report — It's Free →No credit card. No account. Just upload and go.
Sound familiar?
"We're sorry, your loan application was denied."
Errors on your report inflate your risk score. Dispute them and watch your rate drop.
"Your rental application didn't meet our requirements."
Landlords pull credit. One wrong collection account can cost you the apartment.
"Your interest rate is 24.99% APR."
Every 20 points of score improvement can cut your rate in half.
"We've decided to move forward with another candidate."
1 in 3 employers check credit. Errors you don't know about are killing your job search.
From Upload to Dispute in 3 Steps
No lawyer. No credit repair company taking $100/month. Just you and the law.
Upload Your Report
Get your free tri-merge report from IdentityIQ. Upload it here — takes 30 seconds.
We Find Every Error
Our scanner checks all 3 bureaus and flags every discrepancy, inconsistency, and violation.
Send Dispute Letters
Get FCRA-compliant letters citing the exact law. Print, sign, mail. Bureaus must respond in 30 days.
What You Get for $29
Not Ready Yet? Get the Free FCRA Checklist
Know exactly what the bureaus are legally required to do. Free PDF, instant download.
Every day you wait is another day the bureaus win.
Your scan is free. Your letters are $29. Your score improvement is priceless.
Fix My Credit Report Now →No account required. Upload and go in 60 seconds.